I think the land is in our individual names as of now.<br><br>Richard<br><br><br><br><div class="gmail_quote">On Fri, Jul 1, 2011 at 11:37 AM, Susan Robinson <span dir="ltr">&lt;<a href="mailto:susanr@baymoon.com">susanr@baymoon.com</a>&gt;</span> wrote:<br>
<blockquote class="gmail_quote" style="margin: 0pt 0pt 0pt 0.8ex; border-left: 1px solid rgb(204, 204, 204); padding-left: 1ex;"><u></u>


  

<div text="#000000" bgcolor="#ffffff">
Very possibly!<div><div></div><div class="h5"><br>
<br>
<br>
On 7/1/11 10:58 AM, Jason Mackay wrote:
<blockquote type="cite">
  
  <div style="font-size: 11pt; font-family: Calibri,sans-serif;">So the
land on the hill basically screws us it sounds like. <br>
  <br>
Sent from my Windows Phone</div>
  <hr>
  <span style="font-weight: bold; font-size: 10pt; font-family: Tahoma,sans-serif;">From:
  </span><span style="font-size: 10pt; font-family: Tahoma,sans-serif;">Susan
Robinson</span><br>
  <span style="font-weight: bold; font-size: 10pt; font-family: Tahoma,sans-serif;">Sent:
  </span><span style="font-size: 10pt; font-family: Tahoma,sans-serif;">Friday,
July 01, 2011 10:49 AM</span><br>
  <span style="font-weight: bold; font-size: 10pt; font-family: Tahoma,sans-serif;">To:
  </span><span style="font-size: 10pt; font-family: Tahoma,sans-serif;"><a href="mailto:marshamoreno@armory.com" target="_blank">marshamoreno@armory.com</a></span><br>
  <span style="font-weight: bold; font-size: 10pt; font-family: Tahoma,sans-serif;">Subject:
  </span><span style="font-size: 10pt; font-family: Tahoma,sans-serif;">[Marshamoreno]
Fwd:  insolvency</span><br>
  <br>
  <br>
  <br>
&gt; Basically, you just total up all of her assets (current fair
market <br>
&gt; value ) including home, cars, 401k, IRAs, land, etc then subtract
the <br>
&gt; amount she is in debt (including mortages, credit cards, etc) at
the <br>
&gt; time the debt is forgiven (so before it was settled). If the
amount of <br>
&gt; debt is larger than the amount of assets, then she is insovent.<br>
&gt; <br>
&gt; Make sense?<br>
&gt; Susan<br>
&gt; <br>
&gt; -------- Original Message --------<br>
&gt; Subject: [Marshamoreno] insolvency<br>
&gt; Date: Fri, 1 Jul 2011 10:40:44 -0700<br>
&gt; From: Richard Robinson <a href="mailto:chigorin@gmail.com" target="_blank">&lt;chigorin@gmail.com&gt;</a><br>
&gt; To: <a href="mailto:marshamoreno@armory.com" target="_blank">marshamoreno@armory.com</a><br>
&gt; <br>
&gt; <br>
&gt; <br>
&gt; hi --<br>
&gt; <br>
&gt; Jason wants to know what it takes to establish insolvency. Do you
have <br>
&gt; the official requirements/process/definition for that? Or pointers
to it?<br>
&gt; <br>
&gt; Jason just dissolved $20k of Marsha&#39;s debt. There is more to
Marsha&#39;s debt.<br>
&gt; <br>
&gt; Richard<br>
&gt; <br>
</blockquote>
<br>
<br>
</div></div><div>-- <br>















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<p style="margin: 0in 0in 0.0001pt;"><span style="font-family: &quot;cursive&quot;,&quot;serif&quot;;">Susan Robinson, EA<u></u><u></u></span></p>
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